The Grandparent Scam
What is it?
The “grandparent scam” targets seniors by pretending to be a loved one in distress - usually a grandchild. The scammer might say:
“Grandma, I’m in jail. Please send money.”
“Grandpa, I had an accident. Don’t tell Mom and Dad.”
“I need help right now or I’ll be in big trouble.”
They create panic so you won’t think clearly.
Why does it work?
Because it plays on love, fear, and urgency. When you hear someone you care about is in danger, your first instinct is to help. Scammers know this and exploit it.
Real Example:
In Ontario, a scammer pretended to be a grandson arrested for drunk driving. The senior was told by a “lawyer” to send bail money quickly. She wired $9,000 before realizing her grandson was safe at home.
Warning Signs:
A caller asks you to keep it secret.
They demand quick payment by wire transfer, courier, or gift cards.
The story is dramatic and emotional - but you’re not allowed to verify.
How to Prevent It:
Hang up and call your family member directly at their usual number.
Never send money or gift cards under pressure.
Ask questions only your family member would know.
Call another relative to confirm before acting.
Bottom line: Trust your instincts. If something feels off, pause. Real family emergencies allow time to confirm.
Remember:
“Scammers win when you act fast. You win when you pause and check. Always take your time - and if you’re unsure, talk to someone you trust before making a decision.”